Social Security is here with information, tools, and benefits to help you secure today and tomorrow. Our journey together begins when you’re born and get your Social Security card. It continues when you get your first job and follows you through your entire career, marriage, and retirement. Our commitment is to be with you throughout life’s journey.
Our promise extends to surviving family members when a worker dies.
Some of the Social Security taxes you pay go toward survivors benefits for your family. In the event of your death, certain members of your family may be eligible for survivors benefits; these include widows and widowers, divorced widows and widowers, children, and dependent parents.
The amount of benefits your survivors receive depends on your lifetime earnings. The higher your earnings are, the higher their benefits will be. The value of your survivors benefit may be more than the value of your individual life insurance.
By making sure your earnings are posting correctly, you are passing down protections to your survivors, just as your parents did before you. You can do this by: