I took a look at WSU site “Hortsense,” but didn’t pinpoint the problem, since I’ve not seen the tree. Maybe it would be good if you read the WSU site yourself: pep.wsu.edu/hortsense/ (go to fruit trees, then common disease).
It really does not sound like the split is related to the leaf problem.
The split in the trunk is probably not going to heal, and you needn’t do anything to aid it as you could be causing more harm than good. The leaf problem sounds like a serious case of apple scab. If this were me, I’d find a replacement now, look for a disease-resistant variety. The young ones usually bloom early and may be doing a good job of blooming this coming spring. Horticultural science has learned so much, and are constantly working on developing new strains that escape disease, or mostly so.
I’m upset and annoyed. Last week I bought a poinsettia at a large store and it was so beautiful. I got home and found that it had died even before I could get it in the house. I asked the store to reimburse me and they did, but said it was not their fault. I kept it in my car too long, they said. How could that be? I made only one more stop, then home. I felt that was a short time, and wonder if others have had the same trouble?
Tell you what — it was not all the store’s fault. But they should be warning their customers when buying tropical plants, and especially poinsettias, that they cannot take cold, certainly not ride around in your car as you finish running errands. They die quickly in cold temperatures. I wish garden center folks would warn buyers, or even supply a cover of some sort to help folks get them into their cars and home safely. I have successfully gotten indoor plants home in icy weather with a large paper bag over the top of the poinsettia to increase its chances of getting into the house, and then removing the cover only in the warm house. These plants cannot take cold; they are tropical! Tropicals cannot take temps in the 20s.
Celeste Lindsay is a WSU-certified master gardener. Send questions to mslindsay8@gmail.com.